Looking for a Safe Haven for Your Retirement Money?
In today's environment of Low Interest Rates, Mutual Fund Scandals and Market Uncertainty, A FIXED ANNUITY might be just the right prescription to Recharge Your Retirement Plan.
What is a Fixed Annuity?
A Fixed Annuity is a contract with an Insurance Company for accumulating funds and distributing a stream of income over a specified period of time. The Principal, plus a Minimum Interest Rate are Guaranteed, which means, You Cannot Lose Your Money! The funds inside an annuity grow Tax Deferred. The downside to this tax advantage is that money withdrawn from your annuity contract before age 59 1/2 is usually subject to a 10% Penalty. Annuities are most suitable for funding one's Retirement.
If you like the idea of GUARANTEES, but also want to participate in any future gains in the stock market, then an INDEXED ANNUITY might be just the product for your retirement. An Indexed Annuity credits interest to the contract based on the performance of a Market Index, typically the Standard & Poor's 500. If the stock market is up, there is a potential for a higher interest rate, but if down, you still have your GUARANTEES.
There has simply been an EXPLOSION in the availability and design of Indexed Annuities, and we have the knowledge to lead you through the maze of different products. Please contact me at jeanette@inscen.com to set up an office appointment to discuss how a Fixed Annuity can be positioned and used in your retirement planning. We represent only excellent rated companies, and always recommend Diversification in your financial planning. That old saying "Don't Put All Your Eggs in One Basket" is of the utmost importance in planning for Your Retirement.
Remember, Our Mission, is to provide you with our expertise in designing and selecting the insurance coverage best suited to your needs!
Questions or comments concerning our web site or insurance products?
Please feel free to contact me at jeanette@inscen.com